ADFIAP’s Institute of Development Finance (IDF) and its advisory service unit, the ADFIAP Consulting (AC) group, jointly conducted the “Seminar-Workshop on Credit Risk Management Modeling for Financial Institutions” on August 19-23, 2013 in Manila, Philippines. Thirteen (13) officers involved in lending and finance operations from ADFIAP members in Bhutan, the Federated States of Micronesia and